How do you make sure that the Removalists you hire are Properly Insured?

We’re all interested in saving some money. Nobody wants to overpay for a service or a good or anything for that matter. When choosing removalists you might be tempted to go with a classified ad Northern Beaches furniture removalists company that has just started up who has one truck because they are cheap. While saving money is important it’s also important to understand the risks you’re taking when you do this.

Depending on the jurisdiction in which you live unlicensed removalists can actually be in violation of the law and you might have some liability if you choose to use them. In jurisdictions where this isn’t aren issue you also have to think about the liability you can have if the removalists in question do not have the proper insurance.

If a remover hurts himself with your property or on your property and his mover does not have compensation insurance you could be sucked into paying his wages, which would be a dramatic cost for you that you obviously weren’t expecting. Make sure to ask your potential remover if they have all necessary insurance and be sure to ask to see proof of the fact. They might get irritated when you bug them for this, but it’s better to be safe than sorry.

Another option is to make sure that you select an Australian Furniture Removers Association (AFRA) member. By doing this you can rest assured that you’re receiving high quality service and insured service. You are going to have to weigh your options. You can go with a cheaper service and if nothing goes wrong you will be sitting pretty; however, if things do go wrong and you either lose furniture or other goods or are stuck paying for someone’s wages because the removalists you chose aren’t insured, you’re going to be out far more money than you would have been if you would have just hired an above board option.

There are several reasons why a removal company may not have insurance. If they aren’t a full time mover and they just do it sometimes. They might be brand new to the business. They might want to be able to just avoid costs they view as unnecessary. It’s possible that they also cannot avoid to pay the insurance premiums or they are a fly by night company.

Obviously some of these things are shady, but if a company is brand new they still can be ethical and competent, but you would have to take risks to have them prove it to you. At the end of the day, if nobody gives them a chance they aren’t going to be able to prove themselves. The double-sided blade of starting up a small business.

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